Times have changed drastically. It is as if people are just waiting to be laid off and every day we are hearing news of hundreds or thousands of people losing their jobs. Microsoft, Nokia, Google, GM, Ford and more. Big names and small ones are all affected. In February, employers took 2,769 mass layoff actions involving 295,477 workers. That was only this past February. Mining; construction; manufacturing; wholesale trade; retail trade; transportation and warehousing; finance and insurance; real estate and rental and leasing; professional and technical services; management of
companies and enterprises; educational services; accommodation and food services; and other services. These are some of the roughest times I've seen and the saddest part about all of this, is I expect to see worse.

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